Pune In-Hand Salary — Take-Home by CTC (2025-26)
Calculate your take-home salary in Pune for any CTC range. Pune is classified as a non-metro city for HRA purposes, which means your HRA exemption is 40% of basic salary. Average rent in Pune is around ₹16,000 per month.
Last Updated: March 2025
City Classification
Non-Metro City
HRA: 40% of basic
Average Monthly Rent
₹16,000
1BHK apartment
State
Maharashtra
Prof. Tax: ₹2,400/yr
Take-Home Salary in Pune by CTC
HRA Benefit in Pune
Pune is classified as non-metro for HRA purposes, so the HRA exemption limit is 40% of basic salary under the old regime. However, lower rents here can offset this difference.
Example: 10 LPA in Pune
If you earn 10 LPA and pay ₹16,000 rent in Pune:
- Basic Salary: ₹4,00,000/year (₹33,333/month)
- HRA Received: ₹1,60,000/year
- Annual Rent: ₹1,92,000
- Monthly Take-Home (New Regime): ₹60,303
Cost of Living in Pune
Pune is affordable with a growing IT sector. Great climate and proximity to Mumbai make it attractive.
| Expense | Monthly Range (₹) |
|---|---|
| 1BHK Rent | 10,000 - 18,000 |
| 2BHK Rent | 15,000 - 28,000 |
| Food & Groceries | 4,000 - 7,000 |
| Transport | 2,000 - 4,000 |