30 LPA In-Hand Salary in India (2026-27)
See the monthly take-home, full salary structure, tax impact, and city comparison for 30 LPA. The calculation follows the exact SalaryPilot breakup formula for FY 2026-27.
Last Updated: April 2026
Monthly Take-Home New Regime
₹2,03,802
Monthly Take-Home Old Regime
₹1,87,552
Monthly TDS
₹37,588
Better Regime
New Regime
Full Salary Component Breakdown Table
| Component | Annual (₹) | Monthly (₹) |
|---|---|---|
| Gross CTC | ₹30,00,000 | ₹2,50,000 |
| Basic Salary (40%) | ₹12,00,000 | ₹1,00,000 |
| HRA (metro - 50% of basic) | ₹6,00,000 | ₹50,000 |
| Special Allowance | ₹11,20,680 | ₹93,390 |
| PF - Employee | ₹21,600 | ₹1,800 |
| PF - Employer | ₹21,600 | ₹1,800 |
| Gratuity | ₹57,720 | ₹4,810 |
| Professional Tax | ₹2,400 | ₹200 |
| Income Tax/TDS - New Regime | ₹4,51,052 | ₹37,588 |
| Income Tax/TDS - Old Regime | ₹6,46,052 | ₹53,838 |
| NET TAKE-HOME New Regime | ₹24,45,628 | ₹2,03,802 |
| NET TAKE-HOME Old Regime | ₹22,50,628 | ₹1,87,552 |
Old vs New Regime Comparison Table
| Parameter | Old Regime | New Regime |
|---|---|---|
| Gross income | ₹29,20,680 | ₹29,20,680 |
| Standard deduction | ₹50,000 | ₹75,000 |
| 80C savings | ₹1,50,000 | Not available |
| Taxable income | ₹26,95,680 | ₹28,45,680 |
| Tax payable | ₹6,46,052 | ₹4,51,052 |
| Monthly TDS | ₹53,838 | ₹37,588 |
| Monthly take-home | ₹1,87,552 | ₹2,03,802 |
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