Bangalore In-Hand Salary — Take-Home by CTC (2025-26)
Calculate your take-home salary in Bangalore for any CTC range. Bangalore is classified as a metro city for HRA purposes, which means your HRA exemption is 50% of basic salary. Average rent in Bangalore is around ₹22,000 per month.
Last Updated: March 2025
City Classification
Metro City
HRA: 50% of basic
Average Monthly Rent
₹22,000
1BHK apartment
State
Karnataka
Prof. Tax: ₹2,400/yr
Take-Home Salary in Bangalore by CTC
HRA Benefit in Bangalore
Since Bangalore is a metro city, you can claim up to 50% of your basic salary as HRA exemption (under old regime). This higher limit significantly reduces your taxable income if you pay substantial rent.
Example: 10 LPA in Bangalore
If you earn 10 LPA and pay ₹22,000 rent in Bangalore:
- Basic Salary: ₹4,00,000/year (₹33,333/month)
- HRA Received: ₹2,00,000/year
- Annual Rent: ₹2,64,000
- Monthly Take-Home (New Regime): ₹60,303
Cost of Living in Bangalore
Bangalore offers a pleasant climate and is India's IT capital. Moderate cost of living compared to Mumbai.
| Expense | Monthly Range (₹) |
|---|---|
| 1BHK Rent | 12,000 - 25,000 |
| 2BHK Rent | 18,000 - 40,000 |
| Food & Groceries | 5,000 - 8,000 |
| Transport | 2,000 - 5,000 |