6 LPA In-Hand Salary — Monthly Take-Home After Tax (2025-26)
If your CTC is 6 LPA (₹6,00,000 per year), your monthly in-hand salary is approximately ₹34,662 under the new tax regime. Here is the complete salary breakdown with component-wise details, tax comparison, and city-wise variations.
Last Updated: March 2025
Monthly Take-Home (New)
₹34,662
Monthly Take-Home (Old)
₹34,662
Monthly Tax (New)
₹0
Better Regime
New Regime
Save ₹0/yr
Full Salary Breakdown — 6 LPA
| Component | Annual | Monthly |
|---|---|---|
| CTC (Cost to Company) | ₹6,00,000 | ₹50,000 |
| Basic Salary (40%) | ₹2,40,000 | ₹20,000 |
| HRA | ₹1,20,000 | ₹10,000 |
| Special Allowance | ₹79,938 | ₹6,662 |
| PF — Employer (12%) | ₹21,600 | ₹1,800 |
| Gratuity | ₹1,38,462 | ₹11,539 |
| (-) PF — Employee (12%) | ₹21,600 | ₹1,800 |
| (-) Professional Tax | ₹2,400 | ₹200 |
| (-) Income Tax (New Regime) | ₹0 | ₹0 |
| Net Take-Home (New Regime) | ₹4,15,938 | ₹34,662 |
| (-) Income Tax (Old Regime) | ₹0 | ₹0 |
| Net Take-Home (Old Regime) | ₹4,15,938 | ₹34,662 |
Old Regime vs New Regime — 6 LPA
| Parameter | Old Regime | New Regime |
|---|---|---|
| Annual Tax | ₹0 | ₹0 |
| Monthly Tax | ₹0 | ₹0 |
| Annual Take-Home | ₹4,15,938 | ₹4,15,938 |
| Monthly Take-Home | ₹34,662 | ₹34,662 |
Recommendation: New Regime saves you ₹0 per year (₹0/month).
6 LPA Take-Home by City
HRA exemption varies by city classification (metro vs non-metro), affecting your take-home salary.