Delhi In-Hand Salary — Take-Home by CTC (2025-26)
Calculate your take-home salary in Delhi for any CTC range. Delhi is classified as a metro city for HRA purposes, which means your HRA exemption is 50% of basic salary. Average rent in Delhi is around ₹25,000 per month.
Last Updated: March 2025
City Classification
Metro City
HRA: 50% of basic
Average Monthly Rent
₹25,000
1BHK apartment
State
Delhi
Prof. Tax: ₹2,400/yr
Take-Home Salary in Delhi by CTC
HRA Benefit in Delhi
Since Delhi is a metro city, you can claim up to 50% of your basic salary as HRA exemption (under old regime). This higher limit significantly reduces your taxable income if you pay substantial rent.
Example: 10 LPA in Delhi
If you earn 10 LPA and pay ₹25,000 rent in Delhi:
- Basic Salary: ₹4,00,000/year (₹33,333/month)
- HRA Received: ₹2,00,000/year
- Annual Rent: ₹3,00,000
- Monthly Take-Home (New Regime): ₹60,303
Cost of Living in Delhi
Delhi offers metro connectivity and diverse neighborhoods. South Delhi is expensive; East Delhi is affordable.
| Expense | Monthly Range (₹) |
|---|---|
| 1BHK Rent | 12,000 - 22,000 |
| 2BHK Rent | 20,000 - 40,000 |
| Food & Groceries | 5,000 - 8,000 |
| Transport | 2,000 - 5,000 |