9 LPA In-Hand Salary in India (2026-27)
See the monthly take-home, full salary structure, tax impact, and city comparison for 9 LPA. The calculation follows the exact SalaryPilot breakup formula for FY 2026-27.
Last Updated: April 2026
Monthly Take-Home New Regime
₹69,757
Monthly Take-Home Old Regime
₹66,315
Monthly TDS
₹0
Better Regime
New Regime
Full Salary Component Breakdown Table
| Component | Annual (₹) | Monthly (₹) |
|---|---|---|
| Gross CTC | ₹9,00,000 | ₹75,000 |
| Basic Salary (40%) | ₹3,60,000 | ₹30,000 |
| HRA (metro - 50% of basic) | ₹1,80,000 | ₹15,000 |
| Special Allowance | ₹3,21,084 | ₹26,757 |
| PF - Employee | ₹21,600 | ₹1,800 |
| PF - Employer | ₹21,600 | ₹1,800 |
| Gratuity | ₹17,316 | ₹1,443 |
| Professional Tax | ₹2,400 | ₹200 |
| Income Tax/TDS - New Regime | ₹0 | ₹0 |
| Income Tax/TDS - Old Regime | ₹41,305 | ₹3,442 |
| NET TAKE-HOME New Regime | ₹8,37,084 | ₹69,757 |
| NET TAKE-HOME Old Regime | ₹7,95,779 | ₹66,315 |
Old vs New Regime Comparison Table
| Parameter | Old Regime | New Regime |
|---|---|---|
| Gross income | ₹8,61,084 | ₹8,61,084 |
| Standard deduction | ₹50,000 | ₹75,000 |
| 80C savings | ₹1,50,000 | Not available |
| Taxable income | ₹6,36,084 | ₹7,86,084 |
| Tax payable | ₹41,305 | ₹0 |
| Monthly TDS | ₹3,442 | ₹0 |
| Monthly take-home | ₹66,315 | ₹69,757 |
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