City-Wise In-Hand Salary Guide for 2025-26
Your take-home salary varies significantly based on the city you work in — primarily due to HRA exemption differences between metro and non-metro cities. This guide compares monthly take-home salary across major Indian cities for every popular CTC range.
Last Updated: March 2025
Choose Your City
Bangalore
Karnataka
MetroAvg Rent: ₹22,000/mo
Mumbai
Maharashtra
MetroAvg Rent: ₹30,000/mo
Hyderabad
Telangana
MetroAvg Rent: ₹18,000/mo
Pune
Maharashtra
Non-MetroAvg Rent: ₹16,000/mo
Delhi
Delhi
MetroAvg Rent: ₹25,000/mo
Chennai
Tamil Nadu
MetroAvg Rent: ₹17,000/mo
Noida
Uttar Pradesh
Non-MetroAvg Rent: ₹14,000/mo
Gurgaon
Haryana
MetroAvg Rent: ₹20,000/mo
Take-Home Salary Comparison Across Cities
Monthly take-home under new regime (with city-specific HRA calculation)
| CTC | Bangalore | Mumbai | Hyderabad | Pune | Delhi | Chennai | Noida | Gurgaon |
|---|---|---|---|---|---|---|---|---|
| 5 LPA | ₹28,251 | ₹28,251 | ₹28,251 | ₹28,251 | ₹28,251 | ₹28,251 | ₹28,251 | ₹28,251 |
| 8 LPA | ₹47,482 | ₹47,482 | ₹47,482 | ₹47,482 | ₹47,482 | ₹47,482 | ₹47,482 | ₹47,482 |
| 10 LPA | ₹60,303 | ₹60,303 | ₹60,303 | ₹60,303 | ₹60,303 | ₹60,303 | ₹60,303 | ₹60,303 |
| 12 LPA | ₹73,123 | ₹73,123 | ₹73,123 | ₹73,123 | ₹73,123 | ₹73,123 | ₹73,123 | ₹73,123 |
| 15 LPA | ₹92,354 | ₹92,354 | ₹92,354 | ₹92,354 | ₹92,354 | ₹92,354 | ₹92,354 | ₹92,354 |
| 20 LPA | ₹1,16,061 | ₹1,16,061 | ₹1,16,061 | ₹1,16,061 | ₹1,16,061 | ₹1,16,061 | ₹1,16,061 | ₹1,16,061 |
| 25 LPA | ₹1,42,131 | ₹1,42,131 | ₹1,42,131 | ₹1,42,131 | ₹1,42,131 | ₹1,42,131 | ₹1,42,131 | ₹1,42,131 |
| 30 LPA | ₹1,66,601 | ₹1,66,601 | ₹1,66,601 | ₹1,66,601 | ₹1,66,601 | ₹1,66,601 | ₹1,66,601 | ₹1,66,601 |