Trusted by Indian salaried professionals — FY 2026-27
Calculate Your In-Hand Salary & Save Tax — India 2026-27
Estimate monthly take-home, compare tax regimes, explore salary ranges, and judge city-specific salary comfort.
Salary Tools
Salary Calculators
In-Hand Salary Calculator
Convert annual CTC into monthly take-home with PF, professional tax, and tax deduction details.
CTC to Take-Home
See your salary structure split into basic, HRA, PF, gratuity, allowances, and net pay.
Gratuity Calculator
Estimate gratuity payout and tax-exempt amount based on salary and service years.
HRA Exemption Calculator
Calculate HRA exemption using rent paid, basic salary, and metro/non-metro rules.
Salary Increment Calculator
Compare pre-hike and post-hike salary outcomes with updated monthly take-home.
PF Calculator
Project EPF contributions, interest, and maturity corpus.
Tax Tools
Tax Calculators
Income Tax Calculator
Compare old and new regimes for FY 2026-27 using salary-based inputs.
New vs Old Regime 2026-27
Understand tax slabs, deductions, and which regime usually saves more.
GST Calculator
Add or remove GST from invoice values at standard Indian GST rates.
Standard Deduction Guide
Review standard deduction rules under both regimes.
TDS Calculator
Estimate monthly employer TDS for salaried income.
Capital Gains Calculator
Compute equity, debt, and property capital gains tax.
Quick Reference
In-Hand Salary by CTC
| CTC | Monthly (Old Regime) | Monthly (New Regime) |
|---|---|---|
| 3.5 LPA | ₹25,606 | ₹25,606 |
| 4 LPA | ₹29,292 | ₹29,292 |
| 4.5 LPA | ₹32,979 | ₹32,979 |
| 5 LPA | ₹37,065 | ₹37,065 |
| 6 LPA | ₹45,238 | ₹45,238 |
| 7 LPA | ₹53,411 | ₹53,411 |
| 8 LPA | ₹59,842 | ₹61,584 |
| 9 LPA | ₹66,315 | ₹69,757 |
| 10 LPA | ₹72,788 | ₹77,930 |
| 11 LPA | ₹79,261 | ₹86,103 |
| 12 LPA | ₹85,734 | ₹94,276 |
| 13 LPA | ₹91,961 | ₹1,02,449 |
| 15 LPA | ₹1,03,207 | ₹1,11,326 |
| 16 LPA | ₹1,08,830 | ₹1,18,224 |
| 17 LPA | ₹1,14,453 | ₹1,25,122 |
| 20 LPA | ₹1,31,322 | ₹1,44,668 |
| 22 LPA | ₹1,42,568 | ₹1,57,349 |
| 25 LPA | ₹1,59,437 | ₹1,75,494 |
| 28 LPA | ₹1,76,306 | ₹1,92,556 |
| 30 LPA | ₹1,87,552 | ₹2,03,802 |
| 35 LPA | ₹2,15,667 | ₹2,31,917 |
| 40 LPA | ₹2,43,783 | ₹2,60,033 |
| 45 LPA | ₹2,71,898 | ₹2,88,148 |
| 50 LPA | ₹3,00,013 | ₹3,16,263 |
| 60 LPA | ₹3,43,209 | ₹3,61,084 |
| 75 LPA | ₹4,23,730 | ₹4,41,605 |
City Guides
Salary After Tax by City
Combination Guides
Salary + City Guides
10 LPA Salary in Bangalore 2025 — In-Hand, Tax & Budget
Bangalore is non-metro for HRA, so old-regime HRA benefit is capped at 40% of basic salary.
View guide10 LPA Salary in Mumbai 2025 — In-Hand, Tax & Living Cost
Mumbai is metro for HRA, but the higher HRA benefit is often fully absorbed by housing costs.
View guide15 LPA Salary in Hyderabad 2025 — In-Hand & Living Guide
Hyderabad stays non-metro for HRA and usually offers one of the best salary-to-cost ratios among major tech cities.
View guide8 LPA Salary in Pune 2025 — In-Hand Breakdown & Monthly Budget
Pune is non-metro for HRA and remains more affordable than Bangalore for many salaried professionals.
View guide12 LPA Salary in Delhi 2025 — In-Hand, Tax & Living Guide
Only Delhi is metro for HRA. Noida and Gurgaon remain non-metro even though they are part of NCR.
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