15 LPA In-Hand Salary in India (2026-27)
See the monthly take-home, full salary structure, tax impact, and city comparison for 15 LPA. The calculation follows the exact SalaryPilot breakup formula for FY 2026-27.
Last Updated: April 2026
Monthly Take-Home New Regime
₹1,11,326
Monthly Take-Home Old Regime
₹1,03,207
Monthly TDS
₹7,469
Better Regime
New Regime
Full Salary Component Breakdown Table
| Component | Annual (₹) | Monthly (₹) |
|---|---|---|
| Gross CTC | ₹15,00,000 | ₹1,25,000 |
| Basic Salary (40%) | ₹6,00,000 | ₹50,000 |
| HRA (metro - 50% of basic) | ₹3,00,000 | ₹25,000 |
| Special Allowance | ₹5,49,540 | ₹45,795 |
| PF - Employee | ₹21,600 | ₹1,800 |
| PF - Employer | ₹21,600 | ₹1,800 |
| Gratuity | ₹28,860 | ₹2,405 |
| Professional Tax | ₹2,400 | ₹200 |
| Income Tax/TDS - New Regime | ₹89,628 | ₹7,469 |
| Income Tax/TDS - Old Regime | ₹1,87,056 | ₹15,588 |
| NET TAKE-HOME New Regime | ₹13,35,912 | ₹1,11,326 |
| NET TAKE-HOME Old Regime | ₹12,38,484 | ₹1,03,207 |
Old vs New Regime Comparison Table
| Parameter | Old Regime | New Regime |
|---|---|---|
| Gross income | ₹14,49,540 | ₹14,49,540 |
| Standard deduction | ₹50,000 | ₹75,000 |
| 80C savings | ₹1,50,000 | Not available |
| Taxable income | ₹12,24,540 | ₹13,74,540 |
| Tax payable | ₹1,87,056 | ₹89,628 |
| Monthly TDS | ₹15,588 | ₹7,469 |
| Monthly take-home | ₹1,03,207 | ₹1,11,326 |
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