Salary by CTC and City — India 2026-27

This new salary-city silo combines package size and city cost context on a single page so you can compare the actual usefulness of a salary, not just its headline CTC.

Last Updated: April 2026

Summary Table

PageMonthly Take-HomeCity Type
10 LPA in Bangalore77,930Non-Metro
10 LPA in Mumbai77,930Metro
15 LPA in Hyderabad1,11,326Non-Metro
8 LPA in Pune61,584Non-Metro
12 LPA in Delhi94,276Metro

10 LPA Salary in Bangalore 2025 — In-Hand, Tax & Budget

Bangalore is non-metro for HRA, so old-regime HRA benefit is capped at 40% of basic salary.

10 LPA Salary in Mumbai 2025 — In-Hand, Tax & Living Cost

Mumbai is metro for HRA, but the higher HRA benefit is often fully absorbed by housing costs.

15 LPA Salary in Hyderabad 2025 — In-Hand & Living Guide

Hyderabad stays non-metro for HRA and usually offers one of the best salary-to-cost ratios among major tech cities.

8 LPA Salary in Pune 2025 — In-Hand Breakdown & Monthly Budget

Pune is non-metro for HRA and remains more affordable than Bangalore for many salaried professionals.

12 LPA Salary in Delhi 2025 — In-Hand, Tax & Living Guide

Only Delhi is metro for HRA. Noida and Gurgaon remain non-metro even though they are part of NCR.