Gurgaon In-Hand Salary — Take-Home by CTC (2025-26)
Calculate your take-home salary in Gurgaon for any CTC range. Gurgaon is classified as a metro city for HRA purposes, which means your HRA exemption is 50% of basic salary. Average rent in Gurgaon is around ₹20,000 per month.
Last Updated: March 2025
City Classification
Metro City
HRA: 50% of basic
Average Monthly Rent
₹20,000
1BHK apartment
State
Haryana
Prof. Tax: ₹2,400/yr
Take-Home Salary in Gurgaon by CTC
HRA Benefit in Gurgaon
Since Gurgaon is a metro city, you can claim up to 50% of your basic salary as HRA exemption (under old regime). This higher limit significantly reduces your taxable income if you pay substantial rent.
Example: 10 LPA in Gurgaon
If you earn 10 LPA and pay ₹20,000 rent in Gurgaon:
- Basic Salary: ₹4,00,000/year (₹33,333/month)
- HRA Received: ₹2,00,000/year
- Annual Rent: ₹2,40,000
- Monthly Take-Home (New Regime): ₹60,303
Cost of Living in Gurgaon
Gurgaon (Gurugram) has many MNCs and a premium lifestyle, but higher rents especially near Cyber Hub.
| Expense | Monthly Range (₹) |
|---|---|
| 1BHK Rent | 12,000 - 22,000 |
| 2BHK Rent | 18,000 - 35,000 |
| Food & Groceries | 5,000 - 8,000 |
| Transport | 3,000 - 6,000 |