8 LPA Salary in Pune 2025 — In-Hand Breakdown & Monthly Budget
This page combines salary structure, take-home, tax comparison, and a realistic city budget so you can judge whether 8 lpa in pune is actually good value.
Last Updated: April 2026
Quick answer
₹61,584/month
Pune is non-metro for HRA and remains more affordable than Bangalore for many salaried professionals.
Full salary breakdown
| Component | Annual (₹) | Monthly (₹) |
|---|---|---|
| CTC | ₹8,00,000 | ₹66,667 |
| Basic Salary | ₹3,20,000 | ₹26,667 |
| HRA (Non-Metro 40%) | ₹1,28,000 | ₹10,667 |
| Special Allowance | ₹3,15,008 | ₹26,251 |
| PF - Employee | ₹21,600 | ₹1,800 |
| Professional Tax | ₹2,400 | ₹200 |
| Tax - New Regime | ₹0 | ₹0 |
| Tax - Old Regime | ₹0 | ₹0 |
| Net Take-Home - New Regime | ₹7,39,008 | ₹61,584 |
| Net Take-Home - Old Regime | ₹7,39,008 | ₹61,584 |
Old vs New regime comparison
Old Regime
Monthly take-home: ₹61,584
Monthly TDS: ₹0
New Regime
Monthly take-home: ₹61,584
Monthly TDS: ₹0
Monthly budget in Pune
Rent₹14,000-20,000
Food₹7,000
Transport₹2,500
Utilities₹2,200
Savings possibleModerate
Pune is non-metro for HRA and remains more affordable than Bangalore for many salaried professionals.
Embedded calculator
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